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本帖最後由 hahe 於 2009-6-23 23:06 編輯

I would file a complaint to HSBC mortgage service....they wasted me a lot of time.

HSBC staff told me that my application was submitted to MC, but I checked from MC today and was informed that MC hasn't received anything from HSBC.

SC is not good too, they need me to update them MC approved their submission.

BOC, Hang Seng and Wing Hang are good.  Unfortunately my wife was not impressed by their offers.

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20# ddm


HBBC:

1ST 2 YEARS ----> P-2.925
REMAINING -----> P-2.900
LS

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BBC:

P-2.900 ALL TIME
LS

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23# davidgreat888


BBC:

P-2.900 ALL TIME
LS

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交通銀行 P-3.25%

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交通銀行 P-3.25%
yaptom64 發表於 2009-6-24 22:51

YES P - 3.25 + 1% cash rebate !

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26# Longvirgo


係咪只做七成以下先有咁好offer?

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本帖最後由 mikasa 於 2009-6-25 14:25 編輯

我選交銀的 Hibor Plan,雖然冇 cash rebate,但 prepayment penalty 6mths $1000 only

for my case (loan amount: around 2M):
2yrs interest for P-3.25% plan: $82,000
2yrs interest for H+0.78% plan: $41,000 (assume average interest rate: 1%)

* 相信2010年底前息率變化不大

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26# Longvirgo


係咪只做七成以下先有咁好offer?
ERROR 發表於 2009-6-25 00:25

唔喺好清楚,銀行好似無講過.

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Done.  HSBC.

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